Your motorcycle insurance policy has an excess of £100. What does this mean?

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A: The insurance company will pay the first £100 of any claim
B: You'll be paid £100 if you don't have a crash
C: Your motorcycle is insured for a value of £100 if it's stolen
D: You'll have to pay the first £100 of any claim
View hint

This is a method used by insurance companies to keep annual premiums down. Generally, the higher the excess you choose to pay, the lower the annual premium you’ll be charged.


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